Permanent Foundations For movable Homes - Hud 7584 Pfgmh man-made Home Inspections Guide

Mobile Homes For Rent In Tallahassee Fl - Permanent Foundations For movable Homes - Hud 7584 Pfgmh man-made Home Inspections Guide

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When you buy (or sell) a manufactured / mobile home, many times the loan complicated in real estate transaction will whether be an Fha or Va loan.  However, Fha and Va will only fund the loan if you can prove that the foundation under the home is a permanent foundation.

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Mobile Homes For Rent In Tallahassee Fl

But what is a "permanent foundation" and where do I find it's allowable definition?  Well, in Hud Publication 7584, is where you will find its definition.  The definition is quite broad and geared, mainly, towards professional engineers.  

The Hud 7584 publication is also called the Hud Permanent Foundation Guide for manufactured Homes, or Pfgmh.  It is published by the United States agency of Housing and Urban development (Hud).  This 400 page hand-operated is intended for new building of manufactured home permanent foundations. If you have an existing foundation and are in need of a permanent foundation certification, then the existing permanent foundation shall meet the intent of the Pfgmh.

A manufactured mobile home foundation that does not meet the intent of the Pfgmh is considered non-compliant, and one that does meet the intent of the Pfgmh is considered compliant.  Only a professional engineer licensed in the state of where the home is located can make this determination.

In its most simplistic definition, a permanent foundation will generally consist of a skirting to keep out vermin and water, footings and piers to preserve the home from gravity loads (such as snow and live loads), anchorage to resist lateral loads such as high winds or an earthquake, and other considerations.

The guess why a professional engineer is required to settle whether it is permanent or not, is because of the safety issues complicated with a structure that houses people.  Professional engineers have the training and educational background to settle if the foundation is safe and habitable, and also "permanent" as defined by Hud.

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